life annuity

People with DC schemes use their retirement savings to buy an annuity when they retire, which sets the size of their annual income for life.

在固定缴款退休金制度下，人们退休后应个人存款来买年金，这就固定了一生的年收入。

The Life Annuity Actuarial Present Value Models of Defined Contributed Enterprise Annuity Insurance Based on MA ( q) Force of Interest Rate

基于MA（q）利息力下缴费预定型企业年金保险中生存年金精算现值模型

In this paper, using life annuity theory combining with State Department's 'the decision of establishing consolidated corporation employee pension system', we derive the actuarial model of measuring fund gap in the fundamental pension insurance.

根据1997年国务院《关于建立统一的企业职工基本养老保险制度的决定》文件，利用生存年金理论得到测算我国基本养老保险基金缺口的精算模型。

In addition to the basic pension, enterprise annuity is a pension system. Under the guidance of national policy, it is established by enterprises according to their economic strength and economic conditions and aimed at improving employees' retirement income and quality of life.

企业年金是在政府强制实施的基本养老保险制度之外，企业在国家政策的指导下，根据自身经济实力和经济状况所建立的养老保障制度，目的在于提高企业员工退休后的收入和生活质量。

Life annuity and premium of life insurance theory were researched.

对寿险理论中的连续生存年金，保费计算等进行了研究。

Payments usually contain principal and interest that does not change during the life of the annuity.

付款金额通常包含本金和利息，该值在年金的有效期限内都不会改变。

We then get the life annuity actuarial present value models of annuity portfolio insurance through the portfolio theory, under the independent stochastic interest rates environment.

然后，考虑市场上存在多种相互独立的随机投资利率的情况下，依据投资组合理论得出企业年金保险中多种生存年金组合的精算现值模型。

Many researchers studied the life annuity because it is very important.

企业生存年金是一种很重要的辅助性养老金，很多学者对此进行了研究。

The first part of the text introduce the difference between life insurance and annuity, so as their conceptions which make us have a wholly understanding to annuity.

本文在第一部分介绍了年金保险的基本概念和其与人寿保险的差异，从而让我们对年金保险有一个总体的认识；

Actuarial present value models of enterprise life annuity based on MA ( q) interest rate

MA（q）利率下企业生存年金精算现值模型

A life [ terminable] annuity

终身[定期]年金

The Life Annuity Actuarial Present Value Models Based on ARMA ( p, q) Force of Interest Rate

基于ARMA（p，q）利息力生存年金精算现值模型

A big life insurance company has life annuity insurance and personal accident insurance also.

此模型具有实际的背景：典型的负风险和过程是寿险年金保险，一个较大的寿险公司除了经营寿险年金保险外还常常有人身意外保险。

According to the condition of having no specific provision about the mid-person's transitional pension under the individual account in China, we derive the actuarial model of transitional pension benefit using the life annuity theory.

针对中国目前关于个人账户中‘中人’的过渡性养老金给付不规范的现状，利用保险精算学中生存年金理论得到过渡性养老金给付的精算模型。